Klarna Financing
4.9k Stores that Accept Klarna Financing
Updated on June 22, 2026
Most Popular Klarna Financing Merchants
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Klarna Financing for Sustainable Clothing Brands
Buy Now, Pay Later with Klarna — What You Need to Know
Klarna is a top Buy Now, Pay Later provider. (For a full comparison of the Buy Now, Pay Later services, check out our full article.)
Here are some of the features Klarna offers:
- Variable payment installments
- 0% interest on most loans
- No late fees
- Soft credit check (no ding on the credit score)
- No credit score requirements
- No positive reporting to credit bureaus
- Rewards for shopping with Klarna
- Shop at virtually all stores using the Klarna app