They say that money is the root of evil.  In marriage, it is the root of all quarrels.  So how do you cope over money matters with your spouse?  Even wealthy people fight about money. Saving money tips from renowned psychotherapist:

Money management

1)  Examine your money personality. The first step is to come to terms with your own relationship with money.  Are you happiest when you come out of the mall with a fistful of shopping bags?  Do you run home to list down the couple of cents you spent for an ice cream; or do credit card statements pile up unopened at the dining table?

2)  Share feelings.  Set aside a quiet time and place to talk with your partner in a non-judge mental way about money attitudes.  This is not the time to drag out the credit card statement and point your fingers.  Instead, talk about how money was handled and share your feelings and fears about money.  Talk about what you hope your money will accomplish.  Even if you don't agree on every point, your willingness to understand will go along way toward building a working money relationship.

3)  Switch role.  Switch roles for a  week.  If he's a spender, and you are a hoarder, agree to switch roles for a week.  Then talk about how you go about the situation.  If one partner has always paid the bills, at least for a few months; that works particularly well.  You can switch role, as long as the bills really get paid, the spender takes over as a bookkeeper.

4)  Keep some money.  Keep an extra money in case you have lunch out with friends, relatives, or acquaintance without accusations from your partner or guilty feelings about jeopardizing the fund.  You agree among yourself that "no questions asked" sum of money each month.

A lunch with friends

5)  Set aside money.  Set aside money for future use.  Figure out the big picture.  What portion of the children's college education do you want to cover?  How much money will you need in retirement.  Crunch the numbers use a calculator to see how much you'll need to set aside each month to reach those goals.  Set up automatic monthly savings into retirement plans.  When you know your future is being funded, it's amazing how much stress is relieved.

6)  Find a psychotherapist.  A competent financial planner whom both thrust can help you define your goals and lay out a strategy to meet them.  Sometimes it helps just to get an unbiased second opinion on your money situations.  Try it on your own a little understanding and good will can go along way.  If you think you can't have a calm discussion about money, consider consulting a psychotherapist who specializes in couples and finances.  After all, you've covenanted during your marriage that you'll stick together "for richer or poorer."

Source:  MOD Magazine, Couple Time