US Bank Accounts and Addresses: How Non-US Citizens Can Obtain Them

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US Bank Accounts and Addresses: How Non-US Citizens Can Obtain Them

Updated May 10, 2011
2 minute read

Opening a US bank account as a non-US citizen, basically for online marketing and PayPal verification purpose has always been a problem for webmasters not resident in the United States.

US bank account is especially necessary for PayPal account verification. There are eBooks being sold online at outrageous prices for those interested in opening US bank accounts as non-Citizens. These ebooks, despite the price, hardly solve the problem of opening bank accounts in the Unites States.

In this article,we are not applying for a bank account; please be aware of that. What we are simply applying for is an ATM debit card, and this entitles us to a free US bank account with Meta Bank of America. As soon as you finish signing up with them, your account will be ready for use immediately. At this stage, you can access your bank account details, do transfer and all that stuff, but you won’t be able to withdraw till you receive your free debit card which you’ll receive in ten days with your name fully and boldly embossed on it.

To register for an account you’ll need a US address because they only send debit cards to US addresses only. So you’ll have to find a way to register with a US address. That’s the only way to receive your card.

Here are 3 options that work in receiving your home country:

Option One

Do you have anybody in the US that could help you ship the card to your home country? Then simply register with his/her address but be sure to inform him/her first before you do that, because your card will get there in 10days with your full name printed on it. You don’t want to surprise them, right?

Option Two

Graphcard.com can give you a virtual US address and help you ship whatever comes to that address. There are four types of virtual office:

• Aluminum plan (setup $5 plus rate $4.99 = $9.99)

• Silver plan (setup $19.99 plus rate $4.99 = $24.98)Gold plan (setup $19.99 plus rate $9.99 = $29.98). This is the  option you should choose.

It’s only the Gold plan that will work for this, so as soon as your card gets to them, they’ll notify you it to any country of your choice.

Option Three (Highly Recommended)

Search Google for reliable freight forwarders that make shipments to your country. You’ll get tons of links and resources; contact those who have offices in the US only like www.murphyship.com, www.orderbay.com, etc, just search Google. Once you’ve found a forwarder of your choice, simply mail them telling them of your incoming good, tell them your shipment will go straight to their office in the US and then they will move it down to your country for you. So collect their full US office address and use it for your registration. Find out how much it will cost to get your item to your country before you make use of them. Please do your due diligence before settling for one.

Application For The US Checking Account

To apply for this debit card just go to www.netspend.com and click on the “create account” button, fill in the information exactly as directed in the site.

 If what you entered was correct and accurate, then you’ll simply be asked to enter your email address and username, and also change your password.

That is it, you’re done. You have a working US bank account.

Simply login to your account using the username and password you provided. Take time to study their website and how to easily navigate around.

To get your unique account number, simply click on the “PayPal transfers” link at the navigation by your left hand side, and your account number will be displayed for you.

I believe you can carry on from here, can’t you as you have seen, obtaining a US bank account for legitimate internet business purpose is not that difficult.