Gettington vs. Fingerhut vs. FlexShopper: Discount Department Stores Compared

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Which discount department store is best? All three stores offer a wide range of merchandise including home goods, electronics, and fashion apparel. Although all three stores offer name brand products at discounted prices, each store offers different pa


Gettington is an online department store that sells electronics, kitchen, bed and bath, home goods, fitness and sports, toys, clothing, cosmetics and jewelry. Whatever you are looking for, you can probably find it at Gettington.  Gettington sells items at a lower price than the manufacturers suggested price.

What they sell?

When shopping at Gettington, you can find a large selection of the following:

  • Kitchen
  • Bed and bath
  • Home
  • Baby
  • Toys
  • Sports and outdoors
  • Health and beauty
  • Jewelry and watches
  • Shoes and Fashion
  • Electronics


30 Day Return Policy: Gettington will accept returns or exchanges in new and unused condition within 30 days.  If a return or exchange is made after 30 days, you must get authorization from Gettington’s customer service department.

Shipping: Gettington offers different shipping options including Standard and Express shipping.  Gettington will deliver orders to P.O. Box as well as APO/FPO addresses.

Flexible Payment Options:  Gettington offers three payment options:

  • Pay Now: Pay Now allows to pay off your entire order with a credit or debit card.
  • Fast Option: You can pay your bill within 4 months.
  • Easy Option: You can pay your bill within 24 months.


Fingerhut is a shop at home store where you can find over 30,000 items for home, kitchen, electronics, fashion apparel, and more.  Fingerhut is a buy now pay later store, which means that you can purchase merchandise with a line of credit. 

What do they sell?

  • Apparel
  • Baby
  • Bath
  • Bedding
  • Décor
  • Electronics
  • Health and beauty
  • Home
  • Jewelry
  • Kitchen
  • Shoes
  • Sports
  • Toys


Ways to Save: Fingerhut customers can enjoy further savings by visiting their clearance and price breaks section.

Specialty Shops:  Customers can find great gifts for friends and family by visiting Fingerhut’s specialty shops.

  • As Seen on TV
  • Gift Finder
  • Newest Items
  • Sports Fan Shop
  • Top Sellers

30 Day Return Policy: Fingerhut will accept returns within 30 days. If you wish to return an item after 30 days, it must be authorized through Fingerhut’s customer service department.

Shipping:  Fingerhut offers dependable shipping.  This means that items will be shipped within 10 business days.  Some items can be shipped within 3 business days.  Monogram and engraved items might take longer.  Also, large items including furniture including merchandise straight from the manufacturer will take longer to ship.

Flex Shopper

Flex Shopper is an online store which offers a large inventory of merchandise including computers, tablets, home and garden accessories and tools, and more.  You can lease the name brand items you want.

What they sell?

  • TV and home theatres
  • Computers and tablets
  • Furniture
  • Cameras and camcorders
  • Audio
  • Musical instruments
  • Health, fitness, and sports
  • Video games
  • Home, garden, and tools
  • Appliances and vacuums. 


Payment:  Payments are scheduled on a weekly basis which will be due on Fridays.  Your first payment will be due on the first Friday after you have received your item(s).  Your actual payment amount will be disclosed within your lease agreement.

90 Day Same as Cash:   If you pay the cash amount plus $50 within the ninety day period from the lease effective date, you will own the item(s). 

Newsletter:  You can stay up to date on new products, exclusive promotions, and company news by signing up for Flex Shopper’s newsletter.

Personal Shopper:  If you can’t find a particular product, Flex Shopper’s personal assistant can find your favorite name brand products from your favorite retailers. 

Returns:  You may return a lease product accordance with the terms within their lease agreement.

Free Shipping:  Flex Shopper offers free shipping on select items.  

Discount Department Stores Compared: Which one is the Best Option?

You have been wanting that new computer, iPad, or some other desired item that seems out of reach because it is too expensive.  Gettington, Fingerhut, and Flex Shopper gives customers the opportunity to purchase these items via payment plans. 

Before choosing a buy now, pay later store, you should take a look at each stores pros and cons.  Gettington, Fingerhut, and Flex Shopper offers a wide range of products including electronics, home goods, toys, shoes, fashion apparel, and more. 

When comparing Fingerhut to Gettington and Flex Shopper, Fingerhut stands out because they offer customers ways to save and specialty shops to help you find the perfect gift for your friends and family. 

Gettington also offers flexible payment plans, and if you are not satisfied with your purchase, you may return it within 30 days.  In addition, Gettington offers standard and express shipping and will ship orders to P.O. Box and APO/FPO addresses.  Like Gettington, Fingerhut offers a 30 Day Return policy.

Flex Shopper offers its own unique features. They have personal shoppers who can assist you with choosing the perfect gift for friends and family.  Also, personal shoppers can help you find your favorite name brand items if it is not in stock.  Flex Shoppers’ 90 Day Same as Cash program allows you to own an item by paying the cash amount plus $50 within a 90 day period.  

Pricing at each retailer will vary depending on a customer’s chosen payment plan.  Fingerhut tends to be higher compared to Gettington, Flex Shopper, and other retailers.    Let’s say that you in the market for a new Samsung Galaxy Tab 4.  The following chart compares prices at all three discount retailers.




Flex Shopper

Samsung Galaxy Tab 4


$28.99 per month

$10 per week


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Posted on Dec 9, 2015
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