Based on reviews posted on popular review sites as well as from Target REDcard's website, Target REDcard performs very well in terms of security features relative to other credit card stores.
Based on information published by Target REDcard, they have excellent support for security features on a page posted on their website. Here's a snippet from the information published on their site:
Target takes a proactive approach to fighting fraud and identity theft. If a transaction or RedCard (Target Mastercard, Target Credit Card or Target Debit Card) application looks suspicious, we may call you to verify that you have authorized the application or transaction. For some online account changes or other changes to your RedCard account, you may be prompted to provide additional information about yourself, your account or your RedCard. This helps reduce the risk of fraud and the possibility of identity theft.
The review site thefinancebuff.com gives Target REDcard excellent ratings for security features in a review posted on its website. From this review:
Target RED Card debit cards saw zero fraud because they must use a PIN. Other cards would be made more secure if they also must use a PIN. Unfortunately those other cards all allow charging without a PIN.
Learn more at the company's website.
You can also check out the top 10 credit card stores for security features, or the overall best-performing credit card stores on our main review grid.
Looking for Target REDcard coupons? Check out the latest deals here. Want more reviews on Target REDcard? Read a more in-depth review of Target REDcard on this page.
— reviewed Target on February 5, 2020, Read all 2 fraud protection reviews.
From my experience, the security features of this card have been great. I had one instance where I was called about a fraudulent charge on my card and they handled it immediately, issuing me a new card and I was not held liable for those charges. As well, I have seen that they do monitor activity and when I have made several purchases in a quick succession of time, they have placed a hold on my account to verify the charges. That gives me peace of mind that they would do this for real activity that was suspicious.
As well, you are not held accountable for unauthorized charges and all you have to do is make them aware of those charges and report your card as stolen and it will be handled.
Another great plus about this card is that they have a free service of Identity Theft Solutions who will help you work to get your credit fixed by connecting you with the correct credit bureaus to go over the fraudulent activity.
As well, if you do misplace or lose your card you are able to lock it remotely to prevent any unauthorized charges.
Overall, I think the security of this card is great and makes me feel safe using it.
— reviewed Costco on February 4, 2020, Read all 2 fraud protection reviews.