How to Prevent Phishing Attacks
How to prevent phishing attacks
A simple response by you to a fraudulent phishing email can result in your losing money in your account.
What are Phishing emails?
Kindly be aware that, fraudsters send fictitious emails, which appear to be sent in the name of your Bank, Reserve Bank of India, Income Tax authorities and other such organization and ask you to update private and susceptible information regarding to your accounts, Debit card, number, Password, Pin Number, etc.
The fraudulent email containing the organization's logo and branding may ask you to reply with your account details or personal information in order to update incomplete customer information or to register for security measures introduced by the bank or for processing refunds or for any other reason. An embedded link within the email may also take you to a spam site or pop-up window, which is an replica of the original bank site.
Do not reply to such e-mails. Reserve Bank of India (RBI) will never ask for your private banking details.
RBI has issued an explanation that it never sends any such e-mails and also pleas to the members of the public not to answer such e-mails and not to disclose their account specific bank information with anyone for any reason.
Please be aware, RBI does not take on any type of monetary agreement, by whatever name called, and it does not take any accountability for recovering moneys remitted in response to such bogus communications.
Following the below outlined steps would help you manage over the internet in the most protected settings. We restate the following simple preventive actions:
1. Avoid replying to emails that seek personal information.
2. Keep your password top secret and change them often.
3. Never use cyber cafes to access your online accounts.
4. Use the Virtual KeyPad while entering your login credentials.
5. Keep your computer secure by using an updated anti-virus and firewall software.
6. Always look for secure session indicators like https:// and padlock on web sites that require personal information.
7. Never let anyone be aware your PINs or passwords, do not inscribe them down.
8. Avoid opening or replying to spam emails, even if purportedly sent by the Bank.
9. Turn off the "Auto Complete" feature on your browser to avoid your browser from recalling Passwords.
10. Always logout to end your session, instead of closing the browser straight away.
11. Always type the address of the bank website in the address bar of your browser or access it from your stored list of favorites.
12. Avoid accessing the bank website via a link send in an email or via any other site.
13. Advisable to use special characters like % ^ & in your passwords.